Understanding the Psychology and Genetics Behind Mediocrity | #wealthy #mediocres
- YaDu

- Jun 15, 2023
- 11 min read
Updated: Nov 18

Is success just a game of mindset—or is there a secret genetic code driving it? In this video, we dive into the psychology of wealth, the science of success, and the hidden forces that shape greatness. Can psychology trap us in mediocrity, or unleash extraordinary potential? And the ultimate question: is your destiny encoded in DNA… or carved by choice? Exciting new insights from recent geno-economic research uncover the intriguing genetic differences between wealthy and mediocre individuals! Plus, groundbreaking epigenetic studies reveal how you can alter your DNA without even touching the genetic sequence!
The Root of Mediocrity and Wealth:

99% of the wealth in the world is controlled by just 1%, arguably 2% of the population.
Many find themselves ensnared by MEDIOCRITY & COMPLACENCY, living an average life. In some ways, our society promotes this entrapment by encouraging adherence to conventional norms: take your time, earn a degree, work a 9-to-5 job, date, marry, have children, take out loans, buy a home, and purchase a car. Avoid risks! Proceed cautiously! Save money, limit spending. Ultimately, be content with what you possess.
At this level of financial conditioning, many individuals end their lives burdened with significant debts and minimal or no assets. Their children may end up resenting them long after they're gone.
“Shoot for the moon. Even if you miss, you'll land among the stars.” ― Norman Vincent Peale

In a democracy, there's often talk about how the wealthy keep getting wealthier while the poor remain in their situation, or about the significant gap between the affluent and the less fortunate. This concept is known in economics as Purchase Power Parity (PPP). Have you ever wondered why everyone can't become rich?
The explanation for why 'the rich get richer and the poor become poorer' and why not everyone can become rich, can be examined and divided into two aspects: MINDSET and GENETICS.
The Wealthy Mindset Compared to Mediocrity:

"If you want to have a fulfilled life, you need to fill your mind correctly!" - John C. Maxwell
Successful or wealthy individuals possess a distinct mindset compared to those who are unsuccessful or less affluent. They view the world from a broader perspective, one that extends beyond the horizon of average individuals. This expansive outlook is cultivated through continuous learning. They engage in various forms of education, such as listening to podcasts, taking courses, and learning from personal experiences. Their openness to new ideas stems from the wisdom accumulated over time. With a growth-oriented mindset, they consistently expand their knowledge and networks. This does not imply that they are free from hardships or challenges. In their pursuit of goals, they may experience significant setbacks, but they have the resilience to rise again, much like a phoenix.

The successful or wealthy are patient and have strong conviction in their goals and visions. Their ability to remain focused and persevere is crucial to their success or wealth, often requiring sacrifices. They are willing to give up almost anything for their objectives. These individuals are practical dreamers, exhibiting high discipline and exceptional time management skills. Most are deeply passionate about their field. They take full responsibility for their actions. The successful or wealthy shape their lives by adapting themselves to meet the demands of various situations.
The world needs pragmatic visionaries—individuals who aspire to enhance our planet as a livable place—rather than leaders who are satisfied with offering excuses.

Wealthy individuals might sometimes face a lack of family ties or have difficult relationships, but this doesn't bother them. They dedicate all their energy and focus to their vision, convinced that their lives have no meaning without reaching their goals or fulfilling their missions. These individuals are seldom encountered. They might declare bankruptcy, yet they rise again and continue to fight. They never give up!
Broke is temporary but poverty is eternal!" - Robert T Kiyosaki, Rich Dad Poor Dad

According to statistics, there are fewer billionaires than millionaires. Most people are not millionaires; they belong to the average category.
If you want a million, you'll make a million not a $1. 5 million. If you want $10 million, a $100 million and you'll never exceed that. If you change a billion lives, that's the formula to become a billionaire and change the world. - Dan Pena
The majority of individuals tend to fall within the realm of mediocrity. Those classified as poor can be regarded as an extension of mediocrity in a more diminished form. Sustained involvement in mediocrity heightens the risk of financial decline, which may ultimately result in significant poverty.
Poverty is nothing but the degraded version of mediocrity.
Mediocre individuals often display characteristics that are the opposite of those found in wealthy or successful people. They tend to judge rather than think critically. Their perspective on the world is limited and narrow. They follow leaders blindly, without considering the potential consequences if misled. These individuals are hesitant to embrace new learning opportunities and maintain a closed mindset, often priding themselves on traditional views.
In times of crisis, rather than taking proactive measures, they blame the government, the system, or their parents, showing little accountability for their actions. Their lives are typically rigid and lack opportunities, and even when opportunities arise, they are unlikely to take advantage of them. They often exhibit lethargy and a lack of discipline, with an indifferent attitude towards most things. They tend to react to situations only after problems have occurred, rather than taking preventative measures. Their fixed mindset makes their lives fragile and uncertain.

If you read books like "Rich Dad Poor Dad" and "Think and Grow Rich," you will understand that wealth or poverty is rooted in one's mindset. Robert T. Kiyosaki states, "The rich can become broke, but they are never poor. Poverty is in your mindset." There is a distinction between being broke and being poor. Being broke is a temporary state, while being poor is a perpetual condition. This may explain why poverty has not been eradicated globally. Despite significant scientific advancements and the accumulation of wealth by individuals, poverty and malnutrition continue to be pressing global issues. Nearly 40 million people die each year due to malnutrition and poverty.
Certain political ideologies, such as communism, promote the notion that the wealthy are evil and the poor are virtuous. Yet, many politicians who endorse these ideas have become wealthy themselves, while poverty persists globally. Politicians often seize the wealth of the rich, distributing only a small portion to the poor, while keeping the majority for themselves. In nearly every country, election manifestos highlight poverty, but the question remains: why hasn't poverty been eradicated? Consider this and share your thoughts in the comments.

Don't aspire to make a living; aspire to make a difference. - Denzel Washington
Life can't just be about solving personal & professional problems; you need to have a bigger vision that excites you and solves the problems of the world.
This explores the mindset differences between the wealthy and successful versus the poor and unsuccessful.
The Genetic Aspect of Mediocrity:

Genetic scientists assert that your thought processes, behaviors, physical characteristics, and personality traits are partly inherited from your ancestors.
Recent developments in the fields of genetics and economics have led to the emergence of a new branch known as 'Geno-economics.' Geno-economics is founded on the premise that economic indicators have a genetic basis, suggesting that an individual's financial behavior can be linked to their DNA, and that genes are associated with economic behavior. This area of study focuses on understanding the influence of genetics on consumer behavior. Significant efforts are being made to incorporate these insights into consumer behavior and behavioral economics.
According to a research paper by Daniel Barth, Nicholas Papageorge, and Kevin Thom, genetic makeup may partly influence financial decision-making and wealth accumulation. This suggests a link between genetics and financial behavior. The researchers studied 4,400 Americans from the Health and Retirement Study, which tracks economic, social, and health factors in Americans over 50 and their spouses, a group at a crucial financial stage.
The researchers employed a "polygenic score," an index created by behavioral geneticists that links 74 specific genetic markers to educational achievement. This index is intended to assess the quality of a person's genes. People with higher scores generally tend to be wealthier than those with lower scores.
Next, the researchers accounted for other variables that might predict a person's wealth, such as their education level, their parents' education, income, and inheritance. Although these factors contribute to an individual's wealth, they were insufficient to fully explain the differences in wealth.
Individuals with low genetic scores displayed different behaviors compared to those with high scores. They were more inclined to express extreme economic beliefs, like predicting a stock market boom or severe recession, and were less likely to invest in the stock market. It's important to recognize that holding radical beliefs like 'the rich are evil; the poor are divine!' is linked to communism and socialism. Communism discourages hard work and promotes the equal distribution of wealth among the population.
Richness or poverty isn't about your status—it's all in your mindset!
If you provide $5,000 to an individual with a poor mindset and to another with an abundance mindset, their spending or investment choices will significantly differ. An individual with a scarcity mindset is likely to use the funds to address immediate needs, ultimately depleting the entire amount. Conversely, a person with an abundance mindset will invest the money, potentially yielding a minimum of 10% profit from the investment. Your financial future is shaped by your spending habits, capacity to delay gratification, and investment decisions.
Research shows genetic factors influence traits like risk tolerance, impulsivity, and decision-making, essential for financial management. For instance, those genetically inclined to be conscientious may save and plan better, while impulsive individuals might struggle with delayed gratification, impacting wealth accumulation.
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These findings suggest that understanding genetic influences on financial decisions could lead to more tailored financial education and intervention programs. Policymakers and financial advisors could develop strategies to accommodate genetic predispositions, fostering better financial outcomes for a diverse population. The research highlights genetics' role in financial behavior and invites further exploration into the factors contributing to economic decision-making. It questions the extent of nature versus nurture in our choices and how this knowledge can improve financial literacy and empower informed decisions. This study paves the way for future investigations into the complex relationship between genetics, psychology, and economics, potentially revolutionizing personal finance understanding.

The paper builds on Henrik Cronquist and Stephan Siegel's research using Swedish twin data, showing a genetic influence on savings behavior. Identical twins displayed more similar savings behavior than fraternal twins, suggesting genetic differences account for about 33% of the variations.
The same researchers discovered a link between genes, smoking, and obesity, indicating that our genes might broadly predict self-control.
Intelligence, as assessed by IQ tests, can be enhanced through education. Although your genes are set at birth, they are not static. Gene expression can be affected by external factors. In other words, identical genes can behave differently in various environments or may experience mutations.
Meanwhile, it’s also important to note that the latest gene-economic research has focused mainly on whites and does not account for factors like race or ethnicity. Thus, this study can say nothing about how genes may or may not predict wealth for African Americans or Asian Americans.
Finally, the research examines a collection of genes rather than individual genetic markers. In other words, economists have not yet identified a single "rich gene." Therefore, while the findings do not point to a specific gene, they are broadly applicable.
The Basis of Ambiguous 'Rich Gene' Research:

In the past, forensic experts would say, "Criminals aren't made; they are born (with genes)." A person with criminal genes merely requires a situation to awaken the inner criminal hidden within their genetic makeup. However, the results remain inconclusive. It has been shown that a criminal's offspring is not necessarily a criminal; the gene responsible for criminal behavior may have mutated over time, influenced by the individual's efforts. Once again, it remains highly unpredictable. No psychologist or genetic scientist can precisely predict human behavior.
Let's examine why genetic research results are inconclusive and why human behavior is unpredictable.
Significant changes in people's behavior can occur over varying time spans, whether short or long. How an individual respond to these changes is influenced by their environment, upbringing, and the impact of parents, loved ones, adversaries, or competitors. Life events such as break-ups, divorce, the death of loved ones, or fulfilling a loved one's last wishes can profoundly affect a person's personality. Over time, adhering to certain ideals or norms may even lead to gene mutation if practiced consistently for decades.
Consider a person born to a convicted criminal. His father was imprisoned when he was young, and his mother, deeply affected, instilled in him the belief that being a criminal is terrible and that being the child of a criminal is even worse. If this person internalizes these beliefs and commits to living a life of honesty and peace, practicing these values until his death, the genetic predispositions toward crime could potentially undergo mutation and be passed on to his descendants in an altered form. There is a possibility that the mutation may not occur (or the trait may not fully manifest) and could be passed on to his grandchildren from the grandfather. The reasons for this are discussed in the following section. This concept also applies to 'poverty' or 'wealth' genes.

Influence of Psychology on DNA and Altering Personality for Positive Trait Inheritance:

Epigenetics is the study of how gene activity can be altered without changing the DNA sequence itself. It explains how environment, lifestyle, and developmental factors can switch genes “on” or “off,” influencing health, aging, and disease risk.
As per the latest research, Modifications in your genetic code can occur as a result of sustained, intentional efforts to alter your behavior and personality. It is important to note that these changes require a commitment over several decades. When you consistently engage in a habit, idea, or behavior, whether consciously or unconsciously, it integrates into your personality and self-image within the subconscious mind, eventually becoming part of your DNA or genetic makeup. To alter your genetic sequence, you must train your subconscious mind over extended periods and practice what you desire.
Billion cells of sperm cells(male) try to form zygote with egg cells (female) while mating, to cross XX (female) & XY (male) chromosomes. But only one cell is allowed to form the zygote. This cell actually represents all the characteristics of the unborn child.
It's this cell that determines all the traits such as facial features, height, hair color, and skin color of the unborn child. If a different egg or sperm cell forms the zygote, the characteristics of the unborn child could be completely different. This is why a gene responsible for traits like wealth-related behavior or criminal tendencies might not be passed to the next offspring, or it might not fully mutate to show these characteristics, or it could be passed on to the next generation where the offspring might display the trait.
Human behavior is unpredictable, and the human mind is inherently unstable; however, it is undeniably powerful. While psychology and genetics attempt to explain this behavior, they often fall short. One thing is certain: if you are determined and desire something intensely, you will achieve it. If you are dissatisfied with a limited mindset and aspire to be wealthy and successful, you will attain wealth and success. By cultivating this prosperous mentality, you are likely to pass it on to future generations as well.
"Unleash the power of mind, to unleash the power of you!!"
We have developed articles about training your subconscious mind and the impact of meditation on its effectiveness. Meditation, in particular, reveals your true self, corrects unhelpful traits, and retains the qualities needed to navigate the world and accomplish goals, ultimately fulfilling your vision. We encourage you to read them.
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Hope this inspires you!
Yadu,
On behalf of Get Inspired Spiritually.
www.getinspiredspiritually.com



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