"Having no money can definitely make you unhappy; having more money can't ensure more happiness."
Clearly, above quote states more money can't ensure happiness. Before we jump on, let's understand the characteristics of money.
MONEY IS A VECTOR!
Money inherently doesn't have any value. Say you have $4 T at a Swiss Bank. You are starving, you don't have any money in the pocket. You have forgot your wallet. Your money can't stop the starvation. Even if you have money at your pocket, if there aren't any hotels available, you still can't alleviate your starvation. Money is a vector and has limited usage.
Value of the money depreciates if you keep it idle. Say, you have a fixed deposit account of $10 M, and the inflation rate is 4% per year. The money kept idle is getting discounted at 4% per year. Money depreciates with time. Your $10 Mat the end of the year, becomes $960K excluding interest earned. You need to diversify your investments.
MORE MONEY COMES WITH GREATER RESPONSIBILITY!
As previously stated, you need to diversify your investments or invest in multiple avenues to hedge against inflationary risk or prevent your money depreciation at inflation rate. You need to take lot of responsibility & accountability; you need to put a lot of efforts to protect & multiply money. Putting efforts to protect money, may make you anxious & stressed.
LEGALITY OF MONEY!
Let's say you made a huge royalty revenue from your business. You earnt $1 M, immediately, you are excited! You tell yourself - 'It's so exciting & pleasurable to earn more!'. This excitement lasts for 2 mins, why? The responsibility to protect & multiply the additional money takes over you. You start calling your financial advisor & public accountant for advice. Especially, if the source of money is not legal or it's unaccounted money, you have the fear of IRS. You need to launder that money, if caught you need to pay bribes to protect yourself from imprisonment.
"You value your money more, if it's from a legitimate source. Legit money gives you more satisfaction!"
"More money you earn legally, happier & more contented you are!"
MONEY MAY ASSIST YOU IN ALLEVIATING LONELINESS BUT CAN'T CURE IT!
There's a rich man, he focused his entirely life on earning money. He ended up living a lonely life. His wife divorced him, his children left him. He alleviates his loneliness by visiting a fancy pub, every weekend. He has money, 'the so-called friends' surround him! Once this poor man is out of his money, they are ready to leave him. But his loneliness is getting alleviated, that's the benefit.
MONEY CAN'T BRING IN HAPPINESS BUT CAN ASSIST YOU IN REGAINING THE POSITIVE OUTLOOK TOWARDS LIFE, THEREBY RESTORES HAPPINESS!
Often, we hear spiritual people saying - HAPPINESS is internal, you can't find it in money.
This is a HALF TRUTH. Happiness or Bliss is internal, agreed. Sometimes when negativity seeps in, we need money to CONJURE UP the POSITIVITY WITHIN. As a matter of fact, no one can be positive all time, there will be something or someone who makes you feel sad or conjure up the negativity.
Ex.- You are a star performer in your office, you love to work. But due to some personal or professional distress, you feel you can't work. During these crucial times, you can take off! Go on for a long vacation.
MONEY SOLVES 99% OF THE PROBLEMS:
Money solves almost every problem, generally speaking. Money can't help you on only few problems that are highly subjective or sensitive and ethical in nature, the rest all is taken care by money.
Every year about 40 million people globally, die due to hunger & malnutrition. If these people had money, probably they would have survived. Unfortunately, no economy or UN isn't able to eradicate global poverty, why? The explanation to this will be given in the coming parts of the post.
If you are concerned about climate change and about the planet, you can donate money for those causes. If you are impressed by a political party's governance in a country, you can support them, monetarily. If you are bothered by any disease, you want to eradicate the disease, you can donate for the research. Almost, all the problems are solved if you have money. You can give n number of examples, about the power of money.
MONEY EARNS YOU RESPECT:
Look at the world, everyone is chasing money. They have understood one truth, money can solve most of their problems and it earns the respect. Existential problems will be replaced with high level problems, concerned towards growth & long-term prospects. You start to care more about your company, reputation and prestige, rather than your monthly bills or mortgage payments. People with the money are respected everywhere, even from the people who don't want to show respect.
MONEY ATTRACT POWER:
Wealthy people are so powerful that they can topple the governments, make the govts frame favorable policies for their benefits. Having more money attracts power, the more powerful you become, the more you try to control the world. At some point, you may feel 'nothing is impossible for me.'
In coming parts, we will be discussing the various philosophical interpretations of money by various religions & philosophies and about the nature of the people who attract money.
To be continued...
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On behalf of Get Inspired Spiritually.